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A savings account is a bank account that earns interest on deposited funds, providing a secure place to store money while allowing easy access and withdrawals.
Tailored for businesses and professionals, our current accounts provide seamless banking with unlimited transactions and overdraft facilities.
Fixed Deposits (FDs) are financial instruments where a sum is deposited for a fixed tenure at a predetermined interest rate, offering low-risk, guaranteed returns.
Loans and advances are financial products provided by banks or lenders, where loans are long-term and for specific purposes, while advances are short-term for immediate needs.
A Recurring Deposit (RD) is a financial instrument offered by banks where individuals invest a fixed amount monthly, earning interest over a specified tenure.
Agricultural financing supports farmers and agribusinesses in crop production, equipment purchase, and infrastructure development, promoting sustainable growth in agriculture.
Microfinance services provide small loans, savings, insurance, and financial training to low-income individuals or small businesses, aiming to empower economic growth and reduce poverty.
Digital banking offers comprehensive online financial management, enabling transactions, payments, and account management via apps.
Remittance services facilitate the transfer of money across borders, allowing individuals to send funds to family or friends, often featuring lower fees and competitive exchange rates.
Locker facilities provide secure storage for personal belongings, typically found in gyms, schools, or workplaces, enhancing convenience and safety for users.
Financial advisory involves providing expert guidance on investments, wealth management, retirement planning, and tax strategies to help individuals and businesses achieve their financial goals.
Daily Deposit allows customers to save small amounts daily or weekly, with agents collecting deposits, promoting consistent savings for individuals with limited income.
Services provided by the bank
| Interest Rate of Deposits | ||
|---|---|---|
| Maturity Period | Gen. Public (p.a.) | Sr. Citizens (p.a.) |
| 15 days to 45 days | 5.50% | 6.00% |
| 46 days to 90 days | 6.00% | 6.50% |
| 91 days to 179 days | 6.75% | 7.25% |
| 180 days to 364 days | 7.00% | 7.50% |
| 1 Year to 2 year | 8.25% | 8.75% |
| 2 Year and above | 8.00% | 8.50% |
| Recurring Deposit | ||
| 1 Year | 6.75 % | |
| 2 years to 8 years | 6.50 % | |
| Savings Deposit | 4.0 % | |
| Gold Loans | |||
|---|---|---|---|
| Loan Type | Duration | Interest % | Amount |
| Gold Loan | 6 Months | 10.5% | 15,00,000 |
| MGL | 3 Months | 10.5% | 15,00,000 |
| AGL | 1 Year | 7% | 3,00,000 |
| KCC | 1 Year | 7% | 1,00,000 |
| KCC MT | 3 Year | 7% | 3,00,000 |
| DAIRY LOAN | 104 Weeks | 9% | 1,00,000 |
| AGMT | 24 Months | 9% | 1,00,000 |
| NAST LOAN | 12 Months | 12% | 50,000 |
| NAMT LOAN | 60 Months | 12% | 10,00,000 |
| RFL | 60 Months | 9% | 5,00,000 |
| SSL | 24 Months | 12% | 1,00,000 |